To be eligible, the combined gross annual income for all borrowers and non-borrowing spouses must not exceed the income limits listed below. Contact a VHFA participating lender to determine your income eligibility.
As of July 14, 2025
MOVE and MOVE MCC Limits
| Area | Income Limits 1‑2 Persons | Income Limits 3+ Persons | Purchase Price 1 Unit | Purchase Price 2 Unit |
|---|---|---|---|---|
| Addison, Bennington, Windsor | $110,000 | $130,000 | $450,000 | $500,000 |
| Caledonia, Chittenden, Essex, Franklin, Grand Isle, Lamoille, Orange, Orleans, Rutland, Windham | $120,000 | $140,000 | $450,000 | $500,000 |
| Washington | $125,000 | $145,000 | $450,000 | $500,000 |
Advantage Limits
| Area | Income Limits 1‑2 Persons | Income Limits 3+ Persons | Purchase Price 1‑2 Unit |
|---|---|---|---|
| All Vermont Counties | $150,000 | $180,000 | $550,000 |
Standalone MCC Limits
| Area | Income Limits 1‑2 Persons | Income Limits 3+ Persons | Purchase Price 1 Unit | Purchase Price 2 Unit |
|---|---|---|---|---|
| Addison, Bennington, Windsor | $110,000 | $130,000 | $450,000 | $500,000 |
| Caledonia, Chittenden, Essex, Franklin, Grand Isle, Lamoille, Orange, Orleans, Rutland, Windham | $120,000 | $140,000 | $450,000 | $500,000 |
| Washington | $125,000 | $145,000 | $450,000 | $500,000 |