Income and purchase price limits
To be eligible, the combined gross annual income for all borrowers and non-borrowing spouses must not exceed the income limits listed below. To help you estimate whether your household is below the applicable VHFA income limit, please click here for a worksheet, or contact a VHFA participating lender.
As of July 1, 2024
MOVE and MOVE MCC Limits
| Area | Income Limits 1‑2 Persons | Income Limits 3+ Persons | Purchase Price 1 Unit | Purchase Price 2 Unit |
|---|---|---|---|---|
| Addison | $110,000 | $125,000 | $425,000 | $450,000 |
| Bennington, Windsor | $100,000 | $115,000 | $425,000 | $450,000 |
| Caledonia, Essex, Franklin, Lamoille, Orange, Orleans, Rutland, Windham | $120,000 | $140,000 | $425,000 | $450,000 |
| Chittenden, Grand Isle | $115,000 | $135,000 | $425,000 | $450,000 |
| Washington | $125,000 | $145,000 | $425,000 | $450,000 |
Advantage Limits
| Area | Income Limits 1‑2 Persons | Income Limits 3+ Persons | Purchase Price 1‑2 Unit |
|---|---|---|---|
| All Vermont Counties | $140,000 | $170,000 | $500,000 |
Standalone MCC Limits
| Area | Income Limits 1‑2 Persons | Income Limits 3+ Persons | Purchase Price 1 Unit | Purchase Price 2 Unit |
|---|---|---|---|---|
| Addison | $110,000 | $125,000 | $425,000 | $450,000 |
| Bennington, Windsor | $100,000 | $115,000 | $425,000 | $450,000 |
| Caledonia, Essex, Franklin, Lamoille, Orange, Orleans, Rutland, Windham | $120,000 | $140,000 | $425,000 | $450,000 |
| Chittenden, Grand Isle | $115,000 | $135,000 | $425,000 | $450,000 |
| Washington | $125,000 | $145,000 | $425,000 | $450,000 |