The VHAP program portal will close to new applicants on 6/12/23. All applications must be completed and submitted on vermonthap.vhfa.org.

The combined gross annual income for all borrowers and non-borrowing spouses must be below the income limits listed below. To help you estimate whether your household is below the applicable VHFA income limit, please click here for a worksheet, or contact a VHFA participating lender to learn more.

As of June 1, 2022

MOVE and MOVE MCC Limits

Area Income Limits 1‑2 Persons Income Limits 3+ Persons Purchase Price 1 Unit Purchase Price 2 Unit
Addison, Bennington, Windsor $92,800 $106,500 $345,000 $425,000
Caledonia, Essex, Franklin, Lamoille, Orange, Orleans, Rutland, Washington, Windham, Burlington Census Tract area 4 & 10* $110,000 $125,000 $375,000 $425,000
Chittenden, Grand Isle $107,000 $123,000 $350,000 $425,000

*To determine if a property is located within the Burlington Census Tract 4 and 10, please visit the FFIEC Geocoding System site: http://www.ffiec.gov/geocode/

Advantage Limits

Area Income Limits 1‑2 Persons Income Limits 3+ Persons Purchase Price 1‑2 Unit
All Vermont Counties $125,000 $150,000 $450,000

Standalone MCC Limits

Area Income Limits 1‑2 Persons Income Limits 3+ Persons Purchase Price 1 Unit Purchase Price 2 Unit
Addison, Bennington, Windsor $92,800 $106,500 $345,000 $425,000
Caledonia, Essex, Franklin, Lamoille, Orange, Orleans, Rutland, Washington, Windham, Burlington Census Tract area 4 & 10* $110,000 $125,000 $375,000 $425,000
Chittenden, Grand Isle $107,000 $123,000 $350,000 $425,000

*To determine if a property is located within the Burlington Census Tract 4 and 10, please visit the FFIEC Geocoding System site: http://www.ffiec.gov/geocode/