Income and purchase price limits
The combined gross annual income for all borrowers and non-borrowing spouses must be below the income limits listed below. To help you estimate whether your household is below the applicable VHFA income limit, please click here for a worksheet, or contact a VHFA participating lender to learn more.
As of July 3, 2023
MOVE and MOVE MCC Limits
| Area | Income Limits 1‑2 Persons | Income Limits 3+ Persons | Purchase Price 1 Unit | Purchase Price 2 Unit |
|---|---|---|---|---|
| Addison, Bennington, Windsor | $100,000 | $115,000 | $400,000 | $450,000 |
| Caledonia, Essex, Franklin, Lamoille, Orange, Orleans, Rutland, Washington, Windham | $120,000 | $140,000 | $400,000 | $450,000 |
| Chittenden, Grand Isle, Burlington Census Tract area 4 & 10* | $115,000 | $130,000 | $400,000 | $450,000 |
Advantage Limits
| Area | Income Limits 1‑2 Persons | Income Limits 3+ Persons | Purchase Price 1‑2 Unit |
|---|---|---|---|
| All Vermont Counties | $130,000 | $160,000 | $475,000 |
Standalone MCC Limits
| Area | Income Limits 1‑2 Persons | Income Limits 3+ Persons | Purchase Price 1 Unit | Purchase Price 2 Unit |
|---|---|---|---|---|
| Addison, Bennington, Windsor | $100,000 | $115,000 | $400,000 | $450,000 |
| Caledonia, Essex, Franklin, Lamoille, Orange, Orleans, Rutland, Washington, Windham | $120,000 | $140,000 | $400,000 | $450,000 |
| Chittenden, Grand Isle, Burlington Census Tract area 4 & 10* | $115,000 | $130,000 | $400,000 | $450,000 |