VHFA Publications

VHFA Annual Report

Author: Vermont Housing Finance Agency
Description: Annual report of VHFA program impacts and other information about VHFA's role in Vermont's affordable housing landscape.
Previous editions: 2023, 2022, 2021, 2020, 2019, 2018, 2017, 2016, 2015, 2014, 2013, 2012, 2011, 2010

Opportunities to Utilize Off-Site Construction to Meet Vermont's Housing, Workforce and Climate Goals

Author: Seth Leonard and Jeffrey Lubell for VHFA
Description: This report explores the potential of off-site construction strategies to reduce the costs of newly developed housing in Vermont, increase Vermont's housing supply, expand manufacturing and well-paying jobs in Vermont, and advance the state’s climate goals. 
Additional materials: Market Potential for High Performance Modular Homes in Vermont (2014)

Statewide Housing Needs Assessment

Author: Vermont Housing Finance Agency for the Vermont Department of Housing and Community Development
Additional materials: Appendix 1: Statewide and Regional Housing Targets, 2030 and 2050, 1. Executive Summary, 2. Demographics, 3. Housing Stock, 4. Renters, 5. Homeowners, 6. Older Vermonters, 7. Large & Small Households, 8. Race & Ethnicity, 9. Homelessness, 10. Households w/ Special Needs, Addison County, Bennington County, Caledonia & Essex Counties, Chittenden County, Franklin & Grand Isle Counties, Lamoille County, Orange County, Orleans County, Rutland County, Washington County, Windham County, Windsor County
Fact sheets1. Highlights, 2. Demographics, 3. Housing Stock, 4. Renters, 5. Owners, 6. Older Vermonters, 7. Large & Small Households, 8. Race & Ethnicity, 9. Homelessness, 10. Special Housing Needs
Previous editions: 2020, 2010

Housing Investments for Vermont (HIVE) Fund Annual Report

Author: Vermont Housing Finance Agency
Description: Vermont Housing Finance Agency established the Housing Investments for Vermont (HIVE) Fund in 2020 in recognition of a growing need for more flexible financing opportunities for affordable housing development. The Annual Report describes the fund activities and investments. 
Previous editions: 2023, 2022

Employer-Assisted Housing in Vermont

Author: Vermont Housing Finance Agency
Description: This resource guide reviews options for employers seeking ways to improve the availability and affordability of housing for employees in their communities.  It also includes 6 case studies of employer-assisted housing underway in Vermont. 

Homeownership and Economic Opportunity for BIPOC Vermonters

Author: Vermont Housing Finance Agency
Description: Overview of barriers perpetuating systemic inequality in housing, and strategies to help BIPOC households become homeowners. 
Previous editions: Housing Barriers for Immigrants and Refugees to Vermont (2020)

The State of Residential Development in Vermont in 2021

Author: Vermont Housing Finance Agency
Description: This report shares results from a survey and subsequent forum of Vermont housing developers, discussing the challenges related to the pandemic and potential solutions to contain costs and reduce delays.

Strengthening the Housing and Services System: Strategies for Vermont

Author: Corporation for Supportive Housing for VHFA
Description: The challenge of responding to the homelessness and housing instability and the COVID-19 pandemic have highlighted the need for housing and services to be aligned more effectively in communities across the state. At the request of the Vermont Housing Finance Agency (VHFA) and the Vermont Housing & Conservation Board (VHCB), CSH convened a Steering Committee of leaders across the state to develop solutions.

Analysis of Vermont Affordable Rental Housing Development Cost Factors

Author: LSA Neighborhood Fundamentals for VHFA
Description: The primary objectives of this study are to examine factors affecting the cost of affordable rental housing and to provide achievable recommendations to contain or reduce total development costs without sacrificing housing quality or other critical policy objectives. This report builds on prior studies of housing costs in the State, as well as recent national research on cost effectiveness in the affordable housing delivery system. 
Additional materials: Vermont's Public Housing Authorities (2024), Affordable housing: barriers and incentives in Vermont towns (2021), Access to Subsidized Housing by Age (2019)