Folks from Vermont Housing Finance Agency, Champlain Housing Trust, Housing Vermont and others cut the ribbon on a new development of affordable apartments in Colchester.

Rent an apartment? Landlord losing the property to foreclosure? Think you have to move? Think again.

If we don't focus on building new housing, the nation's headed for a crisis larger than the one we've already seen.

That's the warning made by First Trust Advisors Chief Economist Brian Wesbury in a recent interview with Steve Forbes.

Two recent reports suggest loan modification efforts will delay, not prevent, home foreclosures — and those foreclosures will lower home prices for the next several years.

Those conclusions come from studies issued by John Burns Real Estate Consulting Inc. and Standard & Poor's Financial Services LLC.