VHFA lowered its home mortgage loan interest rates today to the lowest point in agency history.   As of Friday, August 12, 2011 the new rates are:

3.875% with 0 points for our government program

4.00% with .25 point  for our conventional MOVE program (4.012% APR with points)

VHFA lowered our home mortgage loan interest rates today.

Our Government program — 30-year, 0 point, fixed rate — is 4.50% (4.50% APR).

Our Conventional program — 30-year, 0.25 point, fixed rate — is 4.625% (4.647% APR).

The State of Vermont is proposing systematic changes in its delivery of housing services to the homeless population. Two potential programs that may stem from these changes are a state-funded security deposit guarantee program and a renter risk pool.

Three studies, commissioned by the Middlebury-based High Meadows Fund, found that warm homes in winter and cool homes in summer are within reach if Vermont streamlines the process of making efficiency investments.