Data and Statistics

A recent study by the mortgage risk analysis company Andrew Davidson & Company confirms what many borrowers have been experiencing first-hand during the past few years:  lower mortgage interest rates do not make buying a home more affordable when significantly higher down payments are required at closing.&n

According to Harvard’s Joint Center for Housing Studies’ annual State of the Nation’s Housing report released earlier this week, 2012 is likely to mark the beginning of a true housing market recovery. 

We expect that five Vermont housing Web sites — Vermont Housing Data, the Vermont Housing Managers Association's site, Vermont Rental Codes, the Vermont Resident Services Coordinators site, and the Vermont Housing Awareness site-- might be occasionally offline this week. 

We're doing some work on our Web servers, but hope to keep the down time as short as possible.

The Census Project is compiling examples of what American Community Survey (ACS) data mean to you and your organization.   Last month, the U.S. Housing of Representatives voted to eliminate the American Community Survey.  

About 31 percent of American homeowners with mortgages owe more on their mortgages than their home is worth, according to a recent report from Zillow.   The incidence of the problem ranges greatly by region, however.

Lower income and non-white students lack equal access to top performing schools  largely because of housing availability and cost, according to a recent report from the Brookings Institution.  Based on research pertaining to 84,077 schools nationwide, the report documents   disparities between the performance of schools in areas with low housing costs and tho

The U.S. House of Representatives voted Wednesday to eliminate the American Community Survey, reports the Association of Public Data Users .  This amendment to the FY2013 Commerce, Justice, Science appropriations bill passed by a vote of 232 to 190. 

The consolidated planning process required of states and communities that receive HUD funds just got easier.  On Monday, HUD release its eCon Planning Suite, a streamlined set of electronic data and technology tools to help communities conduct the analyses needed to target funds to areas most in need. 

Facts refute the popular story that the nation's foreclosure crisis resulted from financial industry insiders deceiving uninformed mortgage borrowers and investors, according to the authors of a new national-level report from the Boston Federal Reserve Bank.   Borrowers and investors made decisions that were rational and logical given their ex post overly optimistic beliefs about house prices, the aut