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Interest rates

Effective July 21, 2017

All rates are subject to change without notice.

Learn more about buying a home with a VHFA loan, including how to start.

Advantage & MOVE MCC programs

Advantage and MOVE MCC products offer the same interest rates. Each VHFA program is subject to separate guidelines and eligibility requirements.


Interest rate



Conventional4.250%0 4.250%
Government (RD, VA, FHA)4.000%0 4.000%

*APR calculation only reflects points. APR does not include potential guarantee fees, closing costs, lender fees or other costs associated a mortgage loan. Your VHFA Participating Lender will determine the final APR.