Vermont Housing Finance Agency (VHFA) has supported affordable housing in Vermont since 1974. It’s safe to say, in that time, we have heard our fair share of stories from homebuyers, renters, and partners like lenders and developers along the way. Now more than ever, those stories matter as we continue to support affordable housing throughout the state.

The Vermont Housing Finance Agency (VHFA) has released its 2025 Annual Report, highlighting a year of strong fiscal performance and meaningful progress in addressing Vermont’s growing affordable housing needs. The report showcases VHFA’s leadership in financing solutions that expand housing opportunities, strengthen communities, and support Vermont’s economic future.

Key highlights of VHFA's Annual Report:

Recent data can help Vermonters make more impactful decisions about how to meet our state’s most urgent affordable housing needs. Early in 2025, the Vermont Housing Needs Assessment demonstrated a need for 24,000-36,000 additional homes over the next five years to close existing gaps and prepare for  future households.