An estimated 4.76% of home mortgages in Vermont were seriously delinquent in the second quarter of 2010. No other state in New England — and only six states in the U.S. — fared this well, according to recent data from the Mortgage Bankers Association’s National Delinquency Survey.

A loan is considered “seriously delinquent” if it's delinquent by 90 days or more, or if it's entered the foreclosure process.

Now through the Vermont Statewide Housing Conference, Nov. 18, we're spotlighting speakers planning to participate in the day's bevy of workshops. We're starting with VHFA's own Cindy Reid.

Prices of homes sold in Vermont were approximately 4% lower during the second quarter of 2010 than 12 months earlier, according to repeat sales data from the Federal Housing Finance Agency (FHFA).

Vermont was no different than other northeastern states. All of them experienced lower prices during 2010’s second quarter, in comparison to 2009’s second quarter.

Today, Vermont Public Radio (VPR) will devote its "Vermont Edition" program to the topic of downtown planning.

Host Jane Lindholm will examine a new approach to creating livable, mixed-use downtowns for residents and businesses: "form-based code."