Vermont Public Radio's "Vermont Edition" from yesterday is now available for listening online.

The program, titled "A New Approach to Downtown Planning," is devoted to "form-based code."

Listen online.

An estimated 4.76% of home mortgages in Vermont were seriously delinquent in the second quarter of 2010. No other state in New England — and only six states in the U.S. — fared this well, according to recent data from the Mortgage Bankers Association’s National Delinquency Survey.

A loan is considered “seriously delinquent” if it's delinquent by 90 days or more, or if it's entered the foreclosure process.

Approximately 2.71% of Vermont’s mortgages were in the foreclosure process as of June 31, 2010 — substantially fewer than in New England and the U.S.

An estimated 0.56% of Vermont’s mortgages started the foreclosure process in Vermont during 2010’s second quarter — fewer than all but three states in the country: Alaska, North Dakota, and Wyoming.

Now through the Vermont Statewide Housing Conference, Nov. 18, we're spotlighting speakers planning to participate in the day's bevy of workshops. We're starting with VHFA's own Cindy Reid.

Cindy is Senior Development Underwriter at VHFA, where she works with communities and developers to create successful plans for affordable housing development.

Prior to joining VHFA in 1996, she worked with community-based non-profit affordable housing organizations.

Prices of homes sold in Vermont were approximately 4% lower during the second quarter of 2010 than 12 months earlier, according to repeat sales data from the Federal Housing Finance Agency (FHFA).

Vermont was no different than other northeastern states. All of them experienced lower prices during 2010’s second quarter, in comparison to 2009’s second quarter.

For additional information, see the FHFA press release (PDF).