Kathy Sarnes with Connecticut River Bank in Springfield is VHFA's top mortgage loan originator in Windsor County for 2008. Susan Laferriere with Union Bank in St. Johnsbury took the honor for Caledonia and Essex counties.
          
  
            Two more top originators announced
      
        
        
        
        
          
  
            
The Center for Rural Studies (CRS) at the University of Vermont, VHFA's partner in developing the 
Vermont's Congressional delegation held a joint press conference Monday to speak about rising home heating costs.