With the potential of a shutdown of the federal government looming tomorrow, we've received questions from people wondering what it would mean for VHFA and housing in Vermont.
Regardless of whether or not there's a shutdown, it will be business as usual for VHFA.
However, a number of federal housing programs managed by the U.S. Department of Housing and Urban Development (See list below) could be interrupted, reason enough to hope Congress resolves this crisis before it happens.
Community planning and development
- Community Development Block Grants (CDBG) (Entitlement)
- Community Development Block Grants (Non Entitlement) for States and Small Cities
- Community Development Block Grants (Section 108 Loan Guarantee)
- Community Development Block Grants (Disaster Recovery Assistance)
- Community Development Block Grants (Section 107)
- Community Development Block Grants for Insular Areas
- Community Development Block Grants (Rural Innovation Fund)
- The HOME Program: HOME Investment Partnerships
- Housing Trust Fund
- Shelter Plus Care (S+C)
- Emergency Shelter Grants (ESG) Program
- Surplus Property for Use t
- Assist the Homeless (Title V)
- Supportive Housing Program
- Continuum of Care Program
- Section 8 Moderate Rehabilitation Single Room Occupancy (SRO) Program
- Rural Housing Stability Assistance Program
- Brownfields Economic Development Initiative (BEDI)
- Economic Development Initiative ("Competitive EDI") Grants
- Empowerment Zones
- Self-Help Homeownership Opportunity Program (SHOP)
- Capacity Building for Community Development and Affordable Housing
- Housing Opportunities for Persons With AIDS (HOPWA‚
- Loan Guarantee Recovery Fund for Church Arson and Other Acts of Terrorism (Section 4)
Federal Housing Administration (FHA)
- Single Family Housing Programs
- One to Four Family Home Mortgage Insurance (Section 203(b))
- Mortgage Insurance for Disaster Victims (Section 203(h))
- Rehabilitation Loan Insurance (Section 203(k))
- Single Family Property Disposition Program (Section 204(g))
- Loss Mitigation
- FHA-Home Affordable Modification Program (FHA-HAMP)
- Graduated Payment Mortgage (GPM) (Section 245(a))
- Adjustable Rate Mortgages (ARMs) (Section 251)
- Home Equity Conversion Mortgage (HECM) Program (Section 255)
- Manufactured Homes Loan Insurance (Title I)
- Property Improvement Loan Insurance (Title I)
- Counseling for Homebuyers, Homeowners, and Tenants (Section 106)
- Good Neighbor Next Door
- Energy Efficient Mortgage Insurance
- Insured Mortgages on Hawaiian Home Lands (Section 247)
- Insured Mortgages on Indian Land (Section 248)
Risk management and regulatory affairs
- Manufactured Home Construction and Safety Standards
Multifamily housing programs
- Supportive Housing for the Elderly (Section 202)
- Assisted-Living Conversion Program (ALCP)
- Emergency Capital Repairs Program
- Multifamily Housing Service Coordinators
- Manufactured Home Parks (Section 207)
- Cooperative Housing (Section 213)
- Mortgage and Major Home Improvement Loan Insurance for Urban Renewal Areas (Section 220)
- Multifamily Rental Housing for Moderate-Income Families (Section 221(d)(3) and (4))
- Existing Multifamily Rental Housing (Section 207/223(f))
- Mortgage Insurance for Housing for the Elderly (Section 231)
- Supplemental Loans for Multifamily Projects (Section 241)
- Supportive Housing for Persons with Disabilities (Section 811)
- Multifamily Mortgage Risk-Sharing Programs (Sections 542(b) and 542(c))
- Mark-to-Market Program
- Self-Help Housing Property Disposition
- Renewal of Section 8 Project-Based Rental Assistance
Healthcare programs
- New Construction or Substantial Rehabilitation of Nursing Homes, Intermediate Care Facilities, Board and Care Homes, and Assisted Living Facilities (Section 232); Purchase or Refinancing of Existing Facilities (Section 232/223(f))
- Hospitals (Section 242)
Public and Indian housing
- Housing Choice Voucher Program
- Homeownership Voucher Assistance
- Project-Based Voucher Program
- Public Housing Operating Fund
- Public Housing Capital Fund
- Public Housing Neighborhood Networks (NN) Program
- Revitalization of Severely Distressed Public Housing (HOPE VI)
- Choice Neighborhoods
- Public Housing Homeownership (Section 32)
- Resident Opportunity and Self-Sufficiency (ROSS) Program
- Family Self-Sufficiency Program
- Indian Community Development Block Grant (ICDBG) Program
- Indian Housing Block Grant (IHBG) Program
- Federal Guarantees for Financing for Tribal Housing Activities (Title VI)
- Loan Guarantees for Indian Housing (Section 184)
- Native Hawaiian Housing Block Grant (NHHBG) Program
- Loan Guarantees for Native Hawaiian Housing (Section 184A)
Fair housing and equal opportunity
- Fair Housing Act (Title VIII)
- Fair Housing Assistance Program (FHAP)
- Fair Housing Initiatives Program (FHIP)
- Equal Opportunity in HUD Assisted Programs (Title VI, Section 504, Americans with Disabilities Act, Section 109, Age Discrimination Act, and Title IX)
- Section 3 Program
- Voluntary Compliance
Policy development and research
- Policy Development and Research Initiatives
Government National Mortgage Association (Ginnie Mae)
- Ginnie Mae I Mortgage Backed Securities
- Ginnie Mae II Mortgage Backed Securities
- Ginnie Mae Multiclass Securities Program
- Ginnie Mae Platinum Securities Program
- Healthy Homes and Lead Hazard Control
- Office of Sustainable Communities
- Sustainable Communities Initiative
Temporary programs
- Housing and Economic Recovery Act of 2008 (HERA) Programs
- HOPE for Homeowners
- Neighborhood Stabilization Program (NSP1)
- American Recovery and Reinvestment Act of 2009 (Recovery Act Programs)
- Neighborhood Stabilization Program 2
- Green Retrofit Program for Multifamily Housing
- Healthy Homes Demonstration Grant Program and Technical Studies Grants
- Homelessness Prevention and Rapid Re-Housing Program (HPRP)
- Lead-Based Paint Hazard Control Grant Program and Lead Hazard Reduction Demonstration Grant Program
- Indian Housing Block Grants (Formula)
- Indian Housing Block Grants (Competitive)
- Public Housing Capital Fund (Formula)
- Public Housing Capital Fund (Competitive)
- Tax Credit Assistance Program (TCAP)
- Dodd-Frank Wall Street Reform and Consumer Protection Act Programs
- Neighborhood Stabilization Program 3
- Emergency Homeowners Loan Program
Other resources
- Neighborhood Reinvestment Corporation (NeighborWorks America)
- U.S. Interagency Council on Homelessness