VHFA lowered our home mortgage loan interest rates today.

Our Government program — 30-year, 0 point, fixed rate — is 4.50% (4.50% APR).

Our Conventional program — 30-year, 0.25 point, fixed rate — is 4.625% (4.647% APR).

The State of Vermont is proposing systematic changes in its delivery of housing services to the homeless population. Two potential programs that may stem from these changes are a state-funded security deposit guarantee program and a renter risk pool.

Three studies, commissioned by the Middlebury-based High Meadows Fund, found that warm homes in winter and cool homes in summer are within reach if Vermont streamlines the process of making efficiency investments.

There's a new local survey of employers asking about housing’s availability, condition and affordability and its impact on their ability to attract and retain workers.